Payments

KwikSaaS uses Stripe for all payment processing. This guide covers setup, configuration, and testing.

Payments are pre-configured. This guide helps you customize plans and connect your Stripe account.

What’s Included

Stripe Checkout — Hosted payment page for secure transactions
Customer Portal — Self-service subscription management
Webhook sync — Automatic database updates on payment events
Plan gating — Feature access based on subscription status
Multiple pricing — Subscriptions (monthly/yearly) and lifetime one-time purchases

Payment Flow

Prerequisites

Stripe Account

Create at stripe.com. Use test mode for development.

Supabase Database

Migrations applied with billing tables.

Stripe Setup

Get API keys

Go to Stripe Dashboard → Developers → API keys:

Key	Environment Variable	Usage
Publishable key	`NEXT_PUBLIC_STRIPE_PUBLISHABLE_KEY`	Client-side (safe to expose)
Secret key	`STRIPE_SECRET_KEY`	Server-side (keep secret)

Use test mode keys during development. Toggle “Test mode” in the Stripe Dashboard header.

Create products

Go to Products in Stripe Dashboard:

Click Add product
Set name (e.g., “KwikSaaS Standard”)
Add description
Set pricing:
- One-time for lifetime access
- Recurring for subscriptions
Save and copy the Price ID (starts with price_)

Add price IDs to environment

# .env.local
NEXT_PUBLIC_STRIPE_PRICE_ID_STANDARD_LIFETIME=price_...
NEXT_PUBLIC_STRIPE_PRICE_ID_ULTIMATE_LIFETIME=price_...

# For subscriptions (optional)

NEXT*PUBLIC_STRIPE_PRICE_ID_PRO_MONTHLY=price*...
NEXT*PUBLIC_STRIPE_PRICE_ID_PRO_YEARLY=price*...

Set up webhooks

For local development:

# Install Stripe CLI
brew install stripe/stripe-cli/stripe

# Login
stripe login

# Forward webhooks
stripe listen --forward-to localhost:3000/api/webhooks/stripe

Copy the webhook signing secret (whsec_...) to:

STRIPE_WEBHOOK_SECRET=whsec_...

For production:

Go to Developers → Webhooks in Stripe Dashboard
Add endpoint: https://yourdomain.com/api/webhooks/stripe
Select events:
- checkout.session.completed
- customer.subscription.created
- customer.subscription.updated
- customer.subscription.deleted
- invoice.payment_succeeded
- invoice.payment_failed
- payment_intent.succeeded
Copy the signing secret to production environment

Plan Configuration

Plans are defined in src/lib/payments/plans.ts:

export const plans: Plan[] = [
  {
    id: "free",
    name: "Free",
    description: "Get started with the basics",
    monthlyPrice: 0,
    yearlyPrice: 0,
    stripePriceIds: { monthly: null, yearly: null },
    features: ["Starter features", "Community support"],
    featureAccess: ["basic"],
    isPopular: false,
    buttonText: "Get started",
    isFree: true,
  },
  {
    id: "standard",
    name: "Standard",
    description: "Lifetime access to core features",
    monthlyPrice: 39,
    yearlyPrice: null,
    stripePriceIds: {
      monthly: process.env.NEXT_PUBLIC_STRIPE_PRICE_ID_STANDARD_LIFETIME,
      yearly: null,
    },
    features: [
      "Lifetime access",
      "Core SaaS boilerplate",
      "Email & Auth setup",
    ],
    featureAccess: ["basic", "templates", "support"],
    isPopular: false,
    buttonText: "Get Standard",
    allowPromotionCodes: true,
  },
  {
    id: "ultimate",
    name: "Ultimate",
    description: "Everything plus GitHub access",
    monthlyPrice: 69,
    yearlyPrice: null,
    stripePriceIds: {
      monthly: process.env.NEXT_PUBLIC_STRIPE_PRICE_ID_ULTIMATE_LIFETIME,
      yearly: null,
    },
    features: [
      "Everything in Standard",
      "GitHub repo access",
      "Future updates",
    ],
    featureAccess: ["basic", "templates", "support", "api", "advanced"],
    isPopular: true,
    buttonText: "Get Ultimate",
    allowPromotionCodes: true,
  },
];

Plan Properties

Property	Description
`id`	Unique identifier (used in database)
`name`	Display name
`monthlyPrice`	Price shown on pricing page
`stripePriceIds`	Stripe Price IDs for checkout
`features`	Display features (marketing)
`featureAccess`	Feature keys for access control
`allowPromotionCodes`	Enable promo codes in checkout

API Endpoints

Create Checkout Session

POST /api/checkout_sessions

curl -X POST https://yourdomain.com/api/checkout_sessions \
  -H "Content-Type: application/json" \
  -d '{"priceId": "price_..."}'

Response:

{ "url": "https://checkout.stripe.com/c/pay/cs_..." }

Customer Portal

POST /api/customer_portal Opens Stripe’s billing portal for subscription management.

// Client-side usage
const response = await fetch("/api/customer_portal", {
  method: "POST",
  headers: { "Content-Type": "application/json" },
  body: JSON.stringify({ return_url: "/dashboard" }),
});
const { url } = await response.json();
window.location.href = url;

Webhooks

POST /api/webhooks/stripe Handles Stripe events and updates database:

Event	Action
`checkout.session.completed`	Create subscription or one-time purchase
`customer.subscription.created`	Insert subscription record
`customer.subscription.updated`	Update status, period dates
`customer.subscription.deleted`	Mark as canceled
`invoice.payment_succeeded`	Log payment history
`invoice.payment_failed`	Log failure, update status
`payment_intent.succeeded`	Record one-time purchase

Database Tables

`user_subscriptions`

Stores active subscription state:

Column	Description
`user_id`	Supabase Auth user ID
`stripe_customer_id`	Stripe Customer ID
`stripe_subscription_id`	Stripe Subscription ID
`stripe_price_id`	Current price ID
`status`	`active`, `trialing`, `canceled`, `past_due`
`billing_cycle`	`monthly` or `yearly`
`current_period_end`	When current period ends
`cancel_at_period_end`	If scheduled for cancellation

`one_time_purchases`

Stores lifetime/one-time purchases:

Column	Description
`user_id`	Supabase Auth user ID
`stripe_payment_intent_id`	Stripe Payment Intent ID
`status`	`succeeded`, `failed`
`granted_at`	When access was granted
`revoked_at`	If access was revoked

`payment_history`

Audit log of all payments:

Column	Description
`user_id`	Supabase Auth user ID
`amount`	Payment amount (cents)
`currency`	Currency code
`payment_type`	`recurring` or `one_time`
`invoice_url`	Link to Stripe invoice

Access Control

Check user access with helpers in src/lib/access.ts:

import { hasAccess, canAccessFeature, requireFeature } from "@/lib/access";

// Check if user has any paid access
const hasPaidAccess = await hasAccess(userId);

// Check specific feature
const canUseApi = await canAccessFeature(userId, "api");

// Throw error if no access (for protected routes)
await requireFeature(userId, "advanced");

Feature Keys

Key	Description
`basic`	Basic app access (all plans)
`templates`	Template library
`support`	Priority support
`api`	API access
`analytics`	Advanced analytics
`custom_domain`	Custom domain support
`advanced`	Subscriber-only features

Testing

Test Cards

Use these card numbers in Stripe test mode:

Scenario	Card Number
Successful payment	`4242 4242 4242 4242`
Declined card	`4000 0000 0000 0002`
Requires 3D Secure	`4000 0027 6000 3184`
Insufficient funds	`4000 0000 0000 9995`

Use any future expiry date and any 3-digit CVC.

Testing Webhooks Locally

Start your dev server: npm run dev

Start Stripe listener:

stripe listen --forward-to localhost:3000/api/webhooks/stripe

Complete a test checkout
Check database for new records

Verify Webhook Events

# Trigger a test event
stripe trigger checkout.session.completed

Create in Stripe

Go to Products → Coupons in Stripe Dashboard
Create coupon with:
- Percentage or fixed amount off
- Duration (once, repeating, forever)
- Redemption limits

Enable in Plans

{
  id: "standard",
  // ...
  allowPromotionCodes: true, // Enable promo codes in checkout
}

Troubleshooting

Checkout returns 400 error

Check:

Price ID is correct and matches Stripe
Plan exists in plans.ts with matching price ID
Stripe is in correct mode (test vs live)

Webhook signature verification failed

Check: - STRIPE_WEBHOOK_SECRET matches the endpoint - For local: restart stripe listen and update secret - For production: verify webhook URL is correct

Subscription not appearing in database

Check: 1. Webhook listener is running 2. Check Stripe Dashboard → Developers → Webhooks for failures 3. Verify database migrations have been applied 4. Check server logs for errors

Customer portal not working

Check:

User has a stripe_customer_id in user_subscriptions
User is authenticated
Portal is enabled in Stripe Dashboard settings

Going to Production

Switch to live mode

Replace test API keys with live keys in production environment.

Create production products

Create new products in live mode (test products don’t transfer).

Add production webhook

Add endpoint in Stripe Dashboard pointing to production URL.

Update price IDs

Set production price IDs in environment variables.

Test with real card

Do a small real transaction to verify the flow.

Keep test and production environments completely separate. Never mix test and live API keys.

Getting Started

Deployment

Architecture

Reference

Payments

Payments

What’s Included

Payment Flow

Prerequisites

Stripe Account

Supabase Database

Stripe Setup

Plan Configuration

Plan Properties

API Endpoints

Create Checkout Session

Customer Portal

Webhooks

Database Tables

`user_subscriptions`

`one_time_purchases`

`payment_history`

Access Control

Feature Keys

Testing

Test Cards

Testing Webhooks Locally

Verify Webhook Events

Create in Stripe

Enable in Plans

Troubleshooting

Going to Production

Next Steps

Deployment

Access Control

​Payments

​What’s Included

​Payment Flow

​Prerequisites

Stripe Account

Supabase Database

​Stripe Setup

​Plan Configuration

​Plan Properties

​API Endpoints

​Create Checkout Session

​Customer Portal

​Webhooks

​Database Tables

​user_subscriptions

​one_time_purchases

​payment_history

​Access Control

​Feature Keys

​Testing

​Test Cards

​Testing Webhooks Locally

​Verify Webhook Events

​Promo Codes & Coupons

​Create in Stripe

​Enable in Plans

​Troubleshooting

​Going to Production

​Next Steps

Deployment

Access Control

Payments

What’s Included

Payment Flow

Prerequisites

Stripe Setup

Plan Configuration

Plan Properties

API Endpoints

Create Checkout Session

Customer Portal

Webhooks

Database Tables

`user_subscriptions`

`one_time_purchases`

`payment_history`

Access Control

Feature Keys

Testing

Test Cards

Testing Webhooks Locally

Verify Webhook Events

Promo Codes & Coupons

Create in Stripe

Enable in Plans

Troubleshooting

Going to Production

Next Steps